ANNUITY  AUTO  BOAT  BURIAL  CANCER  DENTAL  DISABILITY  HEALTH HOME LIFE LONG-TERM-CARE  MOTORCYCLE  RENTERS TRAVEL

DISABILITY INSURANCE

Total Permanent Disability (TPD) is a sickness or injury sustained by a person that has rendered them unable to work on their own or in any occupation for which they are suited by training, education or experience. An individual or group of individuals can insure themselves against TPD, oftentimes as part of a life insurance package or sometimes separately.

Insurance companies often have slightly different definitions of what determines permanent disability, however typical definitions would include:

• Loss of two of: eyes, arms or legs.
• Absence from work for six months due to an accident or illness, without expectation of returning to work.

TPD differs from income protection insurance in that the insured person must be permanently disabled for the insurer to pay out, rather than just absent from work for an extended period of time.

Protect yourself now with disability insurance!

Start your FREE quote on disability insurance from a company licensed to do business in your state.

Your information is confidential and it takes just minutes to receive your quote.

Thank you for visiting Covermenow.com and please return whenever you need a FREE quote on any type of insurance.

Couldn't find what you were looking for? Search the Internet.